Chatham, Ontario · A full house

Sell a Hoarder House in Chatham — As-Is, Contents Included

This is where I'm based, so it's the shortest drive I make. If there's a full house in Chatham you can't face, I've almost certainly walked one on the same street.

  • Contents stay — take what matters, leave the rest where it is
  • No cleanout, no showings, no repairs — nobody walks through it but me
  • A number with the math shown — hold it against anyone else's
  • Your closing date — next month, or after the estate clears
The Situation

A full house in Chatham.

Chatham has a lot of old housing — century homes and pre-war brick through the core and the east side, post-war bungalows north of the Thames, and everything in between — and a lot of it is still in the hands of the people who raised their families in it. An old Chatham house has a full-height basement, an attic, a back porch that got closed in, and often a garage that hasn't held a car since the eighties. That's a lot of room to fill, and it fills.

The families that call me about Chatham are local more often than in the county towns — a daughter across town who's been dropping groceries off for years and finally got past the front room, or an executor who grew up in the house and can't bring themselves to go into the basement. Because it's local, the instinct is to do the cleanout yourselves. That's a fine instinct, and some families who start it do finish it.

I'm based in Chatham. I buy houses here as they stand, contents and all, and I can usually walk one within a couple of days. Here are the three options, honestly.

Whose House Is It

Three versions of the same problem.

If it's your parent's house and they're still in it

Their safety comes before the house, and if they own it and can make their own decisions, selling is their call. A continuing power of attorney for property lets you act for them while they're living; it ends the moment they die. How POA works when selling a parent's house.

If you've inherited it

If the house was in the deceased's name alone, the executor generally needs the Certificate of Appointment of Estate Trustee before a sale closes; held jointly, it passes to the surviving owner. Start that now — it takes longer than the sale. What an executor needs before selling.

If it's a tenant who filled it

A tenant can't be removed for hoarding without a Landlord and Tenant Board order (N5 for interference, N7 for impairing safety), and selling doesn't end the tenancy — the buyer becomes the landlord. I buy with the tenant in place and handle it lawfully afterward. Selling a house with tenants in Ontario.

Your Three Options

Honestly compared.

01 / Do it yourselves

Clear it out, then list it

Weekends, bins, a trailer, and every object looked at by someone with the right to decide about it. Chatham-Kent residents use the municipal waste depots for drop-off, with the Ridge Landfill outside Blenheim as the region's landfill; a full house is many loads either way. Makes sense when the family has the time, everyone's on side, and the house will be worth listing once it shows.

02 / Hire it out

Pay a cleanout company, then list it

Two quotes from insured local companies; the price scales with volume, stairs and distance to the dump. Worth knowing: a heavy buildup of combustible material is a fire hazard under the Ontario Fire Code, and in Chatham-Kent a complaint goes through the municipality's customer service line or online form to by-law enforcement, which can issue a property standards order with a deadline — and if it lapses, the municipality can do the work and add the cost to the taxes. Makes sense when the house needs to show and the money is there up front.

03 / Sell it as it stands

Sell it to me, contents and all

Take what matters to your family and leave the rest where it is. No cleanout, no bins, no showings, no repairs, and a written number with the math shown. Makes sense when the cleanout is the thing stopping the decision — or when time, distance or health mean the first two were never really options.

The cleanout isn't the decision. It's the thing standing in front of the decision.

Michael Nikolica · Chatham-Kent
What As-Is Means With Me

I come and look at it.

Chatham is home — I'm based here and can usually see a house within a day or two. I walk every house before I put a number on it, and the number I say is the number I pay — priced after I've seen the basement, not before. Drive time approximate.

01

You tell me where it is

The form on the cash-offer page takes a minute, or text 548-290-8128. It comes to me, not a call centre.

1 min
02

I call you, usually same day

Email-only if you prefer. Photos or a walk-through video before I visit are a good start.

Same day
03

I walk the house

With you, or with a key if you can't face going back in. I price the work room by room, cleanout included.

2–3 days
04

You get a number, and the math

Worth done, minus the work, minus my margin — every line shown. If listing would net you more, I say so. You decide, on your schedule.

Same visit
Common Questions · Chatham

Straight answers.

Yes. Chatham-Kent is home and the base for everything I do in the corridor. That's why the turnaround here is fastest — I can usually see the house within a day or two of you reaching out.
An order has a date on it. If the date passes, the municipality can do the work itself and put the bill on the property taxes, which comes out of your sale proceeds either way. Tell me the order exists and what it says, and I'll price and time the purchase around it — usually faster than the order's deadline.
Yes. Half-cleared is still as-is. You don't have to finish what you started, and you don't have to explain why you stopped.
Then the as-is sale is the only option that doesn't lose money, and I'll tell you that plainly. On a modest Chatham house the cleanout bill is a big slice of the value, which is exactly the situation this offer exists for.

Tell me about the house in Chatham.

No fee, no obligation, one word ends it. If it's urgent, don't wait on the form — call or text.

Related

Where to start when a house is full · Get a cash offer, as-is · Sorting Out a Parent's House — free guide · Sell your house fast in Chatham